How to make apple pay default payment method

The first payment method that you add to Google Wallet becomes your default method for contactless payments. When you tap and pay in stores or other supported terminals, it’s automatically charged.

Find your default payment method

  1. Open the Google Wallet app .
  2. At the top, on your payment methods, swipe from the right edge of the screen to left until you get to the last one.
  3. Tap Edit card order .
  4. Your default method has a contactless symbol .

Tip: Cards that can be used for tap and pay, but aren’t your default, have a different contactless symbol .

Change your default payment method

  1. Open the Google Wallet app .
  2. At the top, on your card, swipe from the right edge of the screen until you find the card that you want to use as your default.
  3. Tap the card.
  4. At the bottom, tap Details Make default for tap to pay.

Pay with a different card

You can tap and pay with other cards that aren’t your default card.

  1. Open the Google Wallet app .
  2. At the top, on your card, swipe from the right edge of the screen to left until you find the card that you want to use.
  3. Hold the back of your phone against the payment terminal.
  4. If prompted, choose “Credit,” no matter your type of card.

Fix problems

Default payment method is declined

  1. Contact your bank to check if there’s a problem with your account.
  2. If your account isn’t the problem, contact the retailer for more info.

Accidental charge to another payment method Can’t set store credit card as default

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Thanks to the wonder that is Apple Pay, you don’t need to carry your “Costanza” wallet with you anymore. Now, you can just use something like Apple’s MagSafe Wallet for your ID cards and use either your Apple Watch or iPhone to pay while you’re out and about. But for many, you don’t only have one card in your Apple Pay arsenal, and chances are, you might want to switch default card in Apple Pay. Today, we’re going to take you through the steps on how you can do just that on your iPhone and Apple Watch.

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Switch Default Card in Apple Pay on iPhone

As you might expect, the steps are pretty easy if you want to switch default card in Apple Pay on the iPhone. All you need to do is jump into the Settings app on your phone, and follow the steps below:

  1. Open the Settings app on your iPhone.
  2. Scroll down and tap Wallet & Apple Pay.
  3. Under Transaction Defaults, tap Default Card.
  4. Select the card from the list of options.

Once selected, whatever card you choose will become the default option whenever you try to use Apple Pay. It’s also possible for you to change the card during the checkout process, and here’s how you can do so:

  1. Double-click the Side button on your iPhone.
  2. When the Apple Pay screen appears, tap the stack of cards at the bottom of the page.
  3. Select the card that you want to use.
  4. Authenticate the payment using Face ID, your passcode, or with Touch ID (for older iPhone models).
  5. Hold your iPhone close to the card reader until you feel a vibration.

And that’s it! If you find that you want to use a different card at checkout, you can do just that without actually needing to change the default card option in the Settings app.

Switch Default Card in Apple Pay on Apple Watch

The Apple Watch is one incredible piece of technology, and thankfully, Apple has made it possible to use Apple Pay right from your wrist. But just like with using Apple Pay with the iPhone, you might want to switch default card in Apple Pay on your Watch. Unfortunately, there’s no way for you to change the default card from the Apple Pay app on the Watch, as you’ll need to do so from your iPhone.

  1. Open the Watch app on your iPhone.
  2. Scroll down and select Wallet & Apple Pay.
  3. Under Transaction Defaults, tap Default Card.
  4. Select the card from the list of options.

Now, whenever you double-click the Side button to check out with Apple Pay, the default card will change. From there, just hold your wrist up to the credit card terminal until your Apple Watch vibrates. This can come in extremely handy if you left your iPhone in the car, but don’t need to be able to check out without holding up the line.

Andrew is a freelance writer based on the East Coast of the US.

He has written for a variety of sites over the years, including iMore, Android Central, Phandroid, and a few others. Now, he spends his days working for an HVAC company, while moonlighting as a freelance writer at night.

Apple Pay lets you add multiple credit or debit cards, and you can choose between them after double-clicking the home or side button to pay. Here’s how to change the default.

To change your default card on an iPhone or iPad, head to Settings > Wallet & Apple Pay.

Scroll down and tap “Default Card” under Transaction Defaults.

Tap a card to select it as your default, and tap the back button when you’re done.

If you need to add a new card to Apple Pay, you can do so from Settings > Wallet & Apple Pay > Add Card, or by launching the Apple Wallet app and tapping the plus sign or “+” button.

You can also open the Apple Wallet app, long-press a card, and drag it to the front. This will set it as your default payment method.

If you use Apple Pay on an Apple Watch, launch the Apple Watch app on your iPhone and head to My Watch > Wallet & Apple Pay > Default Card instead.

If you use Apple Pay on a MacBook, head to Apple menu > System Preferences > Wallet & Apple Pay. Choose a new default card from the “Default Card” menu at the bottom of the window.

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